Top 10 Banks in Amarillo, Texas
Amarillo, Texas, has a strong banking industry that includes community banks, credit unions, and national financial institutions. Whether you need a personal checking account, business financing, mortgage services, or online banking, Amarillo offers several trusted options. Below are the top 10 banks and credit unions serving the Amarillo area.
1. Amarillo National Bank (ANB)
Founded in 1892, Amarillo National Bank is one of the oldest and most respected financial institutions in Texas. It is also among the largest family-owned banks in the United States. The bank is well known for its strong local presence, personalised customer service, and comprehensive banking solutions.
Key Locations
- Main Downtown Branch: 1001 S Taylor St, Amarillo, TX
- Georgia Branch: 3101 S Georgia St, Amarillo, TX
- Soncy Branch: 3390 S Soncy Rd, Amarillo, TX
Services
- Personal Banking
- Business Banking
- Home Loans and Mortgages
- Investment Services
- Online and Mobile Banking
2. FirstBank Southwest
FirstBank Southwest is a highly regarded community bank known for providing excellent financial services to individuals and businesses throughout the Texas Panhandle.
Key Location
- 2401 S Georgia St, Amarillo, TX
Services
- Personal Checking and Savings Accounts
- Business Financing
- Commercial Loans
- Safety Deposit Boxes
- Digital Banking Services
3. Happy State Bank
Happy State Bank has become a trusted name across West Texas by offering full-service banking solutions and focusing on customer relationships.
Key Location
- 701 S Taylor St, Amarillo, TX
Services
- Personal Banking
- Business Banking
- Mortgage Lending
- Wealth Management
- Mobile Banking
4. Education Credit Union
Education Credit Union is one of Amarillo’s highest-rated credit unions. It is known for competitive loan rates, lower fees, and outstanding member service.
Key Location
- 4400 W Interstate 40, Amarillo, TX
Services
- Savings and Checking Accounts
- Auto Loans
- Personal Loans
- Credit Cards
- Online Banking
5. First United Bank
First United Bank is recognised for its commitment to community values, customer service, and comprehensive financial solutions.
Key Location
- 4501 First United Dr, Amarillo, TX
Services
- Personal Banking
- Mortgage Services
- Business Banking
- Financial Planning
- Mobile Banking
6. Amarillo Community Federal Credit Union (ACFCU)
ACFCU is a member-owned financial institution that focuses on providing affordable banking and lending solutions to residents.
Key Location
- 6030 S Western St, Amarillo, TX
Services
- Checking Accounts
- Savings Accounts
- Vehicle Loans
- Personal Loans
- Credit Solutions
7. FirstCapital Bank of Texas
FirstCapital Bank of Texas is a respected community bank serving individuals, professionals, and businesses throughout Amarillo.
Key Location
- 3900 S Soncy Rd, Amarillo, TX
Services
- Personal Banking
- Business Loans
- Commercial Banking
- Treasury Management
- Online Banking
8. BOC Bank
BOC Bank is a locally owned institution with deep roots in the Texas Panhandle. The bank combines community-focused service with modern banking technology.
Key Location
- 800 S Polk St, Suite 103, Amarillo, TX
Services
- Personal Accounts
- Business Banking
- Agricultural Loans
- Commercial Financing
- Digital Banking
9. Woodforest National Bank
Woodforest National Bank is popular for its convenient branch locations inside Walmart stores and extended banking hours.
Key Location
- 3700 Interstate 40 Access Rd, Amarillo, TX
Services
- Checking Accounts
- Savings Accounts
- Online Banking
- Debit Cards
- Consumer Loans
10. Chase Bank
Chase Bank is one of the largest banking institutions in the United States and provides Amarillo residents with access to a nationwide banking network.
Key Location
- 5805 I-40 W, Amarillo, TX
Services
- Personal Banking
- Business Banking
- Credit Cards
- Home Loans
- Investment Services
Final Thoughts
Choosing the best bank in Amarillo depends on your financial goals and banking needs. Amarillo National Bank remains a leading choice for local banking, while FirstBank Southwest and Happy State Bank offer strong community-focused services. For lower fees and competitive loan rates, Education Credit Union and Amarillo Community Federal Credit Union are excellent options. Meanwhile, Chase Bank provides nationwide convenience, making it ideal for customers who travel frequently or prefer a large banking network.